Affordable car loans at Twin City Certified

At Twin City Certified in Maryville, TN, we make financing your next used car simple, transparent, and stress-free. Whether you are shopping for a dependable sedan, a family-friendly SUV, or a hardworking truck, our finance team is here to help you secure an auto loan that fits your budget and your life. We focus on real solutions, not pressure, so you can move forward with confidence.


Contact Information1 / 4

Are you applying for financing for yourself, or jointly with a co-borrower?

Current Address2 / 4
Employment Information3 / 4
Consent & Verification4 / 4
Confirmation5 / 4

Online Car Financing Is Fast And Secure


Clarity before commitment

Financing should never feel like fine print roulette. We take the time to walk you through interest rates, loan lengths, down payment options, and monthly payments in plain language. You will always know the numbers, the why behind them, and your options before you say yes.

Faster from application to approval

Why wait days when minutes will do? Our online pre-approval process is quick and easy, giving you a head start before you even step on the lot. When you arrive, your financing is already moving, so you can focus on choosing the right car instead of filling out forms.

Real lenders. real options.

Twin City Certified partners with a wide range of reputable local and national lenders. This allows us to shop rates on your behalf and find flexible loan solutions that work whether you have strong credit, are rebuilding, or are just getting started.

Financing that fits the car you want

From reliable daily drivers to versatile SUVs and hardworking trucks, our carefully selected used inventory offers something for every lifestyle. We pair the right vehicle with the right financing, so you are not settling on the car or the payment.

Credit challenges welcome here

Life happens. We understand that. If your credit history is less than perfect or still growing, you are still welcome at Twin City Certified. Our focus is approval with integrity, helping you move forward while keeping your financial comfort front and center.

Drive with confidence

At Twin City Certified, financing is about trust, transparency, and momentum. Apply online today or visit us in person to experience a better way to buy a used car, one that puts your needs first and gets you on the road with confidence.