Auto finance center at Twin City Certified

Financing your next vehicle shouldn’t feel overwhelming. At Twin City Certified Used Cars, we make auto financing simple, transparent, and tailored to you. Whether you’re deciding between buying or leasing or searching for the best available rates, our experienced finance team is here to guide you every step of the way—so you can drive with confidence.

We make financing easy

Competitive interest rates

Quick, no-hassle credit checks

Flexible payment options

Why finance your vehicle?

If you’re planning to keep your vehicle for the long term, financing can be a smart choice. Our flexible loan options help lower overall ownership costs while allowing you to build equity in your vehicle over time. We’ll work with your budget to find terms that make sense for your lifestyle.

Financing available for everyone

At Twin City Certified Used Cars, we believe everyone deserves reliable transportation. That’s why we work with a trusted network of lenders to offer financing solutions for a wide range of credit situations. From competitive rates to monthly specials and available offers, we’re committed to finding options that work for you.

Frequently asked questions

Most auto loans range from 48 to 72 months, though we’ll help customize terms based on your budget and goals. Longer terms may lower monthly payments.

Yes. We work with customers across many credit backgrounds and will explore financing solutions designed to help you move forward.

In many cases, yes. Down payment requirements vary by lender, but our team will help review all available options.

Breeze through auto financing with confidence

Twin City Certified Used Cars offers a wide selection of quality used vehicles to match different lifestyles and budgets. Once you’ve found the right car, our dedicated finance center will help you navigate the process from start to finish—so there are no surprises along the way.


How to get started

Applying for financing is fast and convenient with our secure online credit application. It takes just a few minutes to complete from home and requires only basic information.

What happens next?

Once submitted, our team reviews your application and connects with our lender network to identify the best financing solution for your needs. We’ll walk you through your options and help you take the next step toward driving home in your new vehicle.


Helpful financing tools

Value your trade

Thinking about trading in your current vehicle? Our online trade-in tool provides an estimated value to help you plan your budget and understand your buying power.

Payment calculator

Estimate your monthly payments using our easy-to-use calculator. Adjust loan terms, down payment amounts, and trade-in value to find a payment that fits comfortably within your budget.


Our team is here for you

You don’t have to navigate financing alone. The knowledgeable team at Twin City Certified Used Cars proudly assists drivers from Maryville, Farragut, Sevierville, Oak Ridge, and surrounding areas. We’re here to answer questions, explain your options, and help you move forward with confidence.

If you’re ready to take the next step—or simply want to learn more—contact our finance team today. We look forward to helping you find the right vehicle and the right financing solution.

Visit our used car dealership in Maryville, TN: Near Knoxville, Alcoa, Louisville, Oak Ridge, and Sevierville.

Twin City Certified


Street address:
1759 West Broadway Avenue
Maryville, TN 37801

Phone:
Sales: (865) 980-2600

DaySales Hours
Monday9:00 AM - 7:00 PM
Tuesday9:00 AM - 7:00 PM
Wednesday9:00 AM - 7:00 PM
Thursday9:00 AM - 7:00 PM
Friday9:00 AM - 7:00 PM
Saturday9:00 AM - 6:00 PM
SundayClosed