Plan your payment before you shop and see how your numbers come together

The loan calculator at Twin City Certified puts the power of planning in your hands. Before you choose a car, truck, or SUV, you can explore payment options that fit your budget and your comfort level. It is a simple way to shop smarter and feel more confident about your next move.

By adjusting vehicle price, down payment, loan term, and interest rate, you can instantly see how each factor affects your estimated monthly payment. This tool helps you understand the big picture so there are no surprises when it is time to finance.

To determine the appropriate payment plan for your budget, you may customize the following parameters:

  1. Loan duration (in months)
  2. Vehicle cost
  3. Annual Percentage Rate (APR)
  4. Down payment / deposit percentage
  5. Credit score

Your results give you a strong starting point, not a final commitment. When you are ready, our finance team can help fine-tune the numbers, answer questions, and explore real loan options available to you through our trusted lenders.

-- / mo
Est. payment for 75 months at NaN% APR
Credit score
$-+
Amount Down
$-+
Trade-in Value$0
$-+
$-+

Instantly unlock your personalized monthly payment

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer. The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.

Finance disclosures

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.

The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.